Financial Protection

Critical illness insurance gives you flexibility to help keep your finances on track so you can focus on your recovery. You can use the money to cover travel costs to get to treatment facilities, supplement lost wages due to time away from work and keep up with everyday expenses.

Focus on what's best for your recovery

With critical illness insurance, you don’t have the added stress of having to make difficult financial decisions to support your family. You can use the money to:

• Reduce debt and other financial concerns while you cope with your illness
• Replace any reduced or lost income for you and your spouse, who may wish to take time off work to care for you
• Bring in additional help at home for you and your family
• Consider new medical treatments and medications not covered by private or government health insurance plans

Retirement protection

Could a health interruption get in the way of your retirement plans? Treating a critical illness can quickly deplete your retirement savings. Critical illness insurance can provide a safety net to help protect your retirement savings, so you can still have the lifestyle you want during retirement.

Get your money back if you don't make a claim

With a return of premium option, if you don’t experience a critical illness you can get up to 100 per cent of your money back.